Our Businesses

Your Partner for Specialty Insurance

GBLI | Global Indemnity is an AM Best “A” (Excellent) rated insurance group of companies primarily focused on specialty insurance for small to middle-market businesses. Our six insurance entities (American Reliable Insurance Company®, Diamond State Insurance Company®, Penn-America Insurance Company®, Penn-Patriot Insurance Company®, Penn-Star Insurance Company®, and United National Insurance Company®) enable us to write both admitted and non-admitted business in 50 states and the District of Columbia.

Binding

Writes over 1000 small business classes through a limited distribution of managing general agents with contract binding authority. Specializes in a wide range of excess & surplus (E&S) classes of business, focusing on artisan contractors, auto services, cannabis, mercantile, miscellaneous with professional, parking & valet, special events, umbrella/excess, and vacant buildings & land.

Commercial Specialty Businesses

Property

Focuses on small to middle-market monoline commercial lines property risks up to $10 million in limits on a primary basis. Targets specific industries including cannabis, vacant property, commercial lessor’s risk, and mercantile occupancies.

Cannabis

Specializes in providing comprehensive property, premises liability, and product liability coverages. Offering insurance for seed-to-sale cannabis operations, including dispensaries and retail, indoor growers, manufacturers, and extractors/processors. Products are distributed via our wholesale brokerage and program offerings.

Farm, Ranch, and Equine

Protects the farm and agribusiness industry with a focus on equine-related farms. Specialized underwriting and claims teams facilitate profitably insuring property, general liability, commercial farm auto, equipment, umbrella, and equine mortality coverages through a select network of dedicated wholesale and retail agencies.

Environmental

Offers pollution and professional liability coverage for range of small and middle-market contractor classes focusing on artisan and general contractors, construction managers, environmental consultants, and various specialty environmental contractors. Coverage is placed through key national and specialty environmental wholesale distribution partners.

Excess Casualty

Provides monoline excess casualty insurance for small to middle-market businesses specializing in construction, manufacturing, real estate (commercial and residential), hospitality, and mercantile. Coverage is offered through select wholesale brokers.

Professional

Offers a full suite of management and professional liability products through a select group of wholesale distribution partners. Targeting small and middle-market business focusing on nonprofit and private company D&O with crime, fiduciary, employment practices liability, miscellaneous professional E&O, technology E&O, and excess professional liability.

Programs

Writes specialty insurance programs emphasizing casualty business through select program administrators, intermediaries, and wholesalers. Focusing on newer and smaller opportunities, we work with our partners to build and grow long-term profitable books of business.

Reinsurance

Serving the international market, Global Indemnity Reinsurance provides treaty and facultative reinsurance of specialty casualty insurance, including professional lines. Its products are distributed through brokers and primary writers, including insurance and reinsurance companies.

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InsurTech Businesses

Provides specialized coverage for residential and commercial properties that are fully, partially, or temporarily vacant, undergoing renovations, or are new construction. Landlord insurance is also available in most states. Our innovative online VacantExpress.com is accessible 24/7 by agents.

VacantExpress.com

Founded by collectors over 50 years ago, this specialty retail agency provides coverage for various collectibles from comic books to toys and from sports cards and memorabilia to stamps and guns.

CollectInsure.com